Our Services

Small-Business Lending

Bank Term Loans

Revolving Business Line of Credit

Working Capital Or Debt Refinance

Low-Down Payment CRE Purchase Financing

Multiple SBA Programs
Get Funded
LOC
Flexible credit line
REFI
Loan refinancing options
CRE
Commercial property loans
SBA
Small business loans
Term Loan
Fixed-term business financing
Micro
Small-scale startup funding
LOC
A line of credit for flexible borrowing and repayment terms, suitable for personal or business needs.
Average Daily Ledger Balance
Monthly Payment
$450
Term
1 Year Fixed
Our Process
Review
Call
Documents
Closing
- Quick application review
- Preliminary credit check
- Initial loan offer
- Flexible terms assessment
Required Documents
- Valid identification
- Proof of income
- Bank statements
- Proof of address
- Higher Average Installments
- Payback all in one month
- Lower Monthly Amount
- Faster turn around times
- No admin fees and costs
- Flexible payment options
- Fast and easy to apply
- Some extra bonus for you
- Higher Average Installments
- Payback all in one month
- Lower Monthly Amount
- Faster turn around times
- No admin fees and costs
- Flexible payment options
- Fast and easy to apply
- Some extra bonus for you
Required Documents
- Valid identification
- Proof of income
- Bank statements
- Proof of address
- Higher Average Installments
- Payback all in one month
- Lower Monthly Amount
- Faster turn around times
- No admin fees and costs
- Flexible payment options
- Fast and easy to apply
- Some extra bonus for you
Required Documents
- Valid identification
- Proof of income
- Bank statements
- Proof of address
Centralized Lending
Brokers
Are you unable to lend to a small business customer? Don't turn them away—make their day by referring them to us. We'll meet their capital needs with top-tier customer support.
Big data loan processing for optimal decisions
Streamlined referral process for efficiency
Turn unfit applicants into satisfied referrals
Integrated CRM system for seamless management
Bank Partners
Delivering Qualified Applications With All Necessary Financials In One Swift Submission!
Full financial applications ready to be funded
Filtered applications matching your Business and personal credit requirements
Full-Circle Account management
Pre-Qualified based on your Underwriting Guidelines
See What Smarter Capital Can Do
For Your Clients
Partners continue to choose us because we offer the most competitive affiliate plans and make it easy for your clients to access low-interest capital.

Frequently Asked Questions
What documents are needed after your pre-approved?
After pre-qualification, we will need to do a cash flow analysis.
This requires:
- 2 years Business Tax Returns
- Most Recent Personal Tax Return
- Drivers License Front/Back Color Copy
How can you use the loan proceeds?
- Refinance-existing business debt
- New equipment purchase
- Working capital, e.g. payroll, inventory, marketing, finance receivables, bookkeeping and legal fees, hiring
What is the interest rate?
WSJ Prime + 1% to 14.99% depending on credit score or type of financing.
Our Reviews


My multimedia consulting company has been in business for over 27 years now. I’ve never received the level of financial advocacy and execution from funding that I received from Kevin and his staff. They will forever be a collaborative agent with my company’s future financial strategies, and are ONE OF ONE!!”
Myron Ruffin
Unlimited Wealth Entertainment LLC


Marc Uw has gone above and beyond for me and my business time and time again. There attention to detail and ability to be creative is unmatched. I have been declined for funding 3 times now. Every time, the have still been able to get deals done for me. Kevin’s experience, expertise, and knowledge has allowed me to grow my business in ways that have allowed me to maximize profits. As a result of the funding acquired for me, I was able to refinance debt, increase revenues, and expand my business.
Brendan Burke
Burke Construction


I had the pleasure of working with Marc Uw while going
through the process of funding for my business. They were very
honest, transparent, detailed and on several occasions &
displayed the willingness to go above and beyond to make
sure the process was done right and my needs were met. I
look forward to not only working with them in the near future, I
also look forward to maintaining a long last relationship and I
would highly recommend them to my peers.
Willie Johnson Jr
Stay Focused Enterprises


Before working with Marc Uw I didn’t know I had options to fund my business like the ones they offered. I was able to refinance all my loans which helped our business tremendously. Thank You